Highly Desirable Upper Unit with Finished LOFT & Private 2-Car Garage. Welcome to this sought-after Harbor Gate North Complex offering an upper-level 1-bedroom, 1-bath condo in a beautifully landscaped gated community. This unique unit features a finished 8’ x 10’ loft above the kitchen—perfect for a home office or reading nook—complete with a built-in desk, file cabinet, bookcase, closet, and a view window overlooking the living room. The living, dining, and bedroom areas boast upgraded laminate flooring, while the kitchen has been updated with tile flooring, granite countertops, and modern cabinetry. A vaulted ceiling and cozy fireplace enhance the spacious living room, which opens to a large private balcony with serene views of the lush green landscaping. Community amenities include a gated pool and spa, along with a tranquil waterfall feature. The HOA is currently completing a $3.2 million renovation project, which includes new roofing, re-lining of exterior water lines, replacement of damaged wood railings, stairs, and balconies, plus exterior repainting of all 88 units. Bonus: The seller will pay off this units $31,500 special assessment in full prior to closing escrow—no cost to the buyer! Don't miss your chance to own this exceptional property with rare features in a resort-style community.